Commercial financing

Loan programs built around the deal.

Four core capital paths-and a broader network of options-for commercial borrowers, investors, owners, and brokers.

Short-term financing

Hard Money Loans

Construction and development financing for transitional and distressed assets, with fast closings and flexible structures. Loan amounts from $500K–$20MM; 12–36 month terms; interest-only payments; hard and soft costs financed; 100% LTC on construction and rehab; up to 12 months of reserves; verifiable liquidity and industrial experience required.

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Long-term commercial financing

CMBS Direct / Fixed-Rate Permanent Loans

Fixed-rate permanent financing for stabilized multifamily, mixed-use, retail, and office assets. Fixed-rate terms, permanent debt structures, and cash-out options subject to property and borrower qualification.

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Short-term bridge financing

Commercial Bridge Loans

Flexible bridge capital for acquisitions, repositioning, lease-up, and time-sensitive commercial transactions. Short-term financing designed to move quickly while a property reaches stabilization or permanent financing.

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SBA financing

SBA 7(a) Loan Program

A practical path to business-purpose financing through private, non-bank SBA lenders and a streamlined process. Potential benefits include lower down payments, longer terms, no points, no balloon payments, and faster processing through a preferred channel. Confirm current program parameters with the lending team.

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Investor financing

Fix & Flip Financing

Capital for real estate investors pursuing fix-and-flip or buy-and-hold strategies. Funding structures designed around acquisition, renovation, exit strategy, and the project’s value-creation plan.

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Construction financing

Ground Up Construction

Ground up construction financing for single-family homes, townhomes, 2-4 units, multifamily residential, and residential communities. Up to 85% LTC, $150K - $5M+ loan amounts, interest-only payments, 12-24 month terms, and closing in 21 days or less subject to underwriting.

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Not sure which program fits?

Share the property, timeline, and business plan. We’ll help identify a practical next step.

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