@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@700;800&family=Sora:wght@300;400;500;600&display=swap');
:root{--teal:#2aab8e;--teal-dark:#1d8a72;--forest:#0d2b26;--deep:#163d36;--mist:#e8f7f4;--off:#f7faf9;--line:#c9ede5;--steel:#8a9bb0;--body:#3a4a45;--black:#1a1a1a;--shadow:0 18px 45px rgba(13,43,38,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--off);color:var(--body);font-family:Sora,system-ui,sans-serif;font-size:17px;line-height:1.75}img{max-width:100%;display:block}a{color:inherit}button,input,textarea{font:inherit}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;padding:10px 14px;z-index:99}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}.nav-inner,.inner{max-width:1320px;margin:auto;padding:0 20px}.nav-inner{min-height:78px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:210px}.brand img{width:184px;height:auto}.brand small{display:block;font-size:9px;line-height:1.25;color:var(--steel);max-width:95px}.nav-links{display:flex;align-items:center;justify-content:flex-end;gap:22px;flex:1;white-space:nowrap}.nav-links a{font-size:14px;text-decoration:none;color:var(--deep);font-weight:500}.nav-links a:hover,.nav-links a:focus{color:var(--teal-dark)}.menu-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:white;color:var(--forest);border-radius:6px;padding:9px 11px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:6px;padding:13px 21px;font:700 12px Montserrat,sans-serif;text-decoration:none;cursor:pointer;transition:.2s ease}.btn-primary{background:var(--teal);color:#fff;box-shadow:0 8px 18px rgba(42,171,142,.22)}.btn-primary:hover,.btn-primary:focus-visible{background:var(--teal-dark);color:#fff;transform:translateY(-2px)}.btn-dark{background:var(--forest);color:#fff}.btn-dark:hover{background:var(--deep)}.btn-outline{background:transparent;border:1.5px solid var(--teal);color:var(--forest)}.btn-outline:hover{background:var(--mist)}.hero{background:var(--forest);color:white;padding:88px 0 82px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center}.eyebrow{color:var(--teal);font:600 11px Sora,sans-serif;letter-spacing:.13em;text-transform:uppercase}.accent{width:40px;height:3px;border-radius:2px;background:var(--teal);margin:0 0 20px}.hero h1{font:800 clamp(39px,5vw,66px)/1.08 Montserrat,sans-serif;color:#fff;margin:0 0 20px;letter-spacing:-.035em}.hero p{max-width:590px;color:rgba(255,255,255,.76);font-size:16px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.visual{min-height:310px;border:1px solid rgba(42,171,142,.45);border-radius:14px;background:linear-gradient(135deg,rgba(42,171,142,.22),rgba(255,255,255,.04)),repeating-linear-gradient(-35deg,transparent 0 14px,rgba(201,237,229,.12) 14px 16px);display:flex;align-items:flex-end;padding:25px;position:relative;overflow:hidden}.visual:before{content:"";width:230px;height:230px;border:1px solid rgba(201,237,229,.55);border-radius:50%;position:absolute;right:-35px;top:-45px}.visual:after{content:"";position:absolute;inset:22px;border:1px solid rgba(42,171,142,.35);border-radius:10px}.visual-label{position:relative;z-index:1;font:600 11px Sora;color:#d7fff5;letter-spacing:.12em;text-transform:uppercase}.section{padding:82px 0}.section-mist{background:var(--mist)}.section-dark{background:var(--forest);color:#fff}.section-teal{background:var(--teal);color:#fff}.section-head{text-align:center;max-width:720px;margin:0 auto 42px}.section-head h2,.section h2{font:800 clamp(27px,3vw,39px)/1.15 Montserrat;color:var(--forest);margin:8px 0 14px;letter-spacing:-.025em}.section-dark h2,.section-teal h2{color:#fff}.section-head p{margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:25px;box-shadow:0 4px 16px rgba(13,43,38,.03)}.card:hover{border-color:var(--teal);transform:translateY(-2px);transition:.2s ease}.card h3{font:700 19px/1.25 Montserrat;color:var(--forest);margin:12px 0 9px}.card p{font-size:13px;margin:0 0 15px}.card-link{font:600 12px Sora;color:var(--teal-dark);text-decoration:none}.card-link:hover{text-decoration:underline}.icon{width:34px;height:34px;border-radius:8px;background:var(--mist);color:var(--teal-dark);display:grid;place-items:center;font-weight:700}.split{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:stretch}.split .card{height:100%}.quote{text-align:center;max-width:760px;margin:auto}.quote-mark{font:80px Georgia;color:var(--teal);opacity:.55;line-height:.75}.quote p{font:italic 23px/1.55 Georgia;color:#fff;margin:8px 0 16px}.quote cite{font:600 11px Sora;color:var(--teal);letter-spacing:.1em;text-transform:uppercase;font-style:normal}.ecosystem{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.brand-card{text-align:center;background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px;text-decoration:none}.brand-card strong{display:block;font:700 14px Montserrat;color:var(--forest);margin:7px 0}.brand-card span{font-size:12px;color:var(--steel)}.cta{padding:58px 0;background:var(--deep);color:#fff}.cta-row{display:flex;align-items:center;justify-content:space-between;gap:24px}.cta h2{color:#fff;margin:0 0 6px}.cta p{margin:0;color:rgba(255,255,255,.73)}.page-hero{background:var(--mist);padding:56px 0 60px}.page-hero h1{font:800 clamp(34px,5vw,58px)/1.1 Montserrat;color:var(--forest);margin:8px 0 15px;letter-spacing:-.03em}.page-hero p{max-width:760px;font-size:17px;margin:0}.breadcrumbs{border-bottom:1px solid var(--line);background:#fff}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:13px 20px;margin:0 auto;max-width:1320px;font-size:12px;color:var(--steel)}.breadcrumbs a{color:var(--teal-dark);text-decoration:none}.breadcrumbs li:not(:last-child):after{content:'/';margin-left:8px;color:var(--line)}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 34px}.check{display:flex;gap:12px;align-items:flex-start;font-size:14px}.check b{width:22px;height:22px;border-radius:50%;background:rgba(42,171,142,.2);display:grid;place-items:center;color:var(--teal);font-size:13px;flex:0 0 auto}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}.stat strong{display:block;font:800 30px Montserrat;color:var(--teal);margin-bottom:3px}.stat span{font-size:12px;color:rgba(255,255,255,.72)}.coverage{text-align:center}.coverage p{margin:10px auto 0;max-width:800px}.process{counter-reset:steps}.process .card{position:relative;padding-top:50px}.process .card:before{counter-increment:steps;content:'0' counter(steps);position:absolute;top:20px;left:25px;color:var(--teal);font:800 16px Montserrat}.form-layout{display:grid;grid-template-columns:1fr .86fr;gap:28px;align-items:start}.form-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px;box-shadow:var(--shadow)}label{display:block;color:var(--deep);font:600 12px Sora;margin:0 0 7px}input,textarea{width:100%;border:1px solid #cbded9;border-radius:7px;padding:12px 13px;color:var(--body);background:#fff;margin-bottom:18px}input:focus,textarea:focus,button:focus,a:focus{outline:3px solid rgba(42,171,142,.35);outline-offset:2px}textarea{min-height:150px;resize:vertical}.contact-box{background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:30px}.contact-box h3{font:700 20px Montserrat;color:var(--forest);margin-top:0}.contact-box dt{font:600 11px Sora;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-dark);margin-top:20px}.contact-box dd{margin:3px 0 0;color:var(--body)}.footer{background:var(--forest);color:rgba(255,255,255,.68);padding:52px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}.footer .brand{align-items:flex-start}.footer .brand img{width:200px;filter:brightness(1.15)}.footer h3{color:#fff;font:700 12px Montserrat;text-transform:uppercase;letter-spacing:.08em}.footer a{display:block;text-decoration:none;font-size:13px;margin:7px 0}.footer a:hover{color:var(--teal)}.fine{border-top:1px solid rgba(42,171,142,.2);margin-top:32px;padding-top:16px;display:flex;justify-content:space-between;gap:18px;font-size:12px}.notice{border-left:3px solid var(--teal);background:var(--mist);padding:18px 20px;font-size:13px}.legal{font-size:12px;color:var(--steel)}.thank-you{min-height:56vh;display:grid;place-items:center;text-align:center}.thank-card{max-width:650px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:52px 30px;box-shadow:var(--shadow)}.success{width:54px;height:54px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-size:25px;margin:0 auto 18px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:900px){.nav-inner{min-height:70px}.nav-links{gap:16px}.brand{min-width:180px}.brand img{width:160px}.brand small{display:none}.grid-4{grid-template-columns:repeat(2,1fr)}.hero-grid{gap:35px}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.nav-inner,.inner{padding-left:16px;padding-right:16px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;left:0;right:0;top:70px;background:#fff;border-bottom:1px solid var(--line);padding:16px 20px;flex-direction:column;align-items:stretch;gap:0;box-shadow:var(--shadow)}.nav-links.is-open{display:flex}.nav-links a{padding:10px 0}.nav-links .btn{margin-top:8px}.hero{padding:62px 0}.hero-grid,.split,.form-layout{grid-template-columns:1fr}.hero h1{font-size:43px}.visual{min-height:220px}.section{padding:60px 0}.grid-3,.ecosystem{grid-template-columns:1fr}.grid-4,.check-grid,.stats{grid-template-columns:1fr 1fr}.cta-row{align-items:flex-start;flex-direction:column}.page-hero{padding:43px 0}.breadcrumbs ol{padding-left:16px;padding-right:16px}.footer-grid{grid-template-columns:1fr 1fr}.fine{flex-direction:column}}
@media(max-width:430px){.grid-4,.check-grid,.stats,.footer-grid{grid-template-columns:1fr}.actions .btn{width:100%}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.nav-dropdown{position:relative}.nav-parent{border:0;background:transparent;color:var(--deep);font:500 14px Sora,sans-serif;padding:0;cursor:pointer;white-space:nowrap}.nav-parent span{color:var(--teal-dark);font-size:14px;margin-left:3px}.dropdown-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);display:none;min-width:245px;padding:8px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow)}.dropdown-menu:before{content:"";position:absolute;top:-7px;left:50%;width:12px;height:12px;background:#fff;border-left:1px solid var(--line);border-top:1px solid var(--line);transform:translateX(-50%) rotate(45deg)}.dropdown-menu a{display:block!important;padding:9px 11px!important;font-size:11px!important;border-radius:5px}.dropdown-menu a:hover,.dropdown-menu a:focus{background:var(--mist)}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu{display:block}
@media(max-width:700px){.nav-dropdown{width:100%}.nav-parent{display:flex;align-items:center;justify-content:space-between;width:100%;padding:10px 0;text-align:left}.dropdown-menu{position:static;transform:none;min-width:0;padding:0 0 6px 12px;border:0;border-left:2px solid var(--line);border-radius:0;box-shadow:none}.dropdown-menu:before{display:none}.nav-dropdown.is-open .dropdown-menu{display:block}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu{display:block}.dropdown-menu a{padding:7px 0!important}}
.hero-photos{min-height:370px;position:relative}.hero-photo{position:absolute;margin:0;overflow:hidden;border-radius:14px;border:1px solid rgba(201,237,229,.55);box-shadow:0 18px 40px rgba(0,0,0,.2)}.hero-photo img{width:100%;height:100%;object-fit:cover}.hero-photo-main{inset:0 44px 34px 0}.hero-photo-secondary{width:46%;height:42%;right:0;bottom:0}.hero-photo-main:after,.hero-photo-secondary:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(13,43,38,.03),rgba(13,43,38,.42))}.photo-badge{position:absolute;left:22px;bottom:0;z-index:2;background:var(--teal);color:#fff;border-radius:8px;padding:11px 15px;box-shadow:0 10px 24px rgba(0,0,0,.2)}.photo-badge span{display:block;font:600 10px Sora;text-transform:uppercase;letter-spacing:.1em;opacity:.8}.photo-badge strong{display:block;font:700 13px Montserrat;margin-top:2px}.story-photo{height:100%;min-height:350px;position:relative;margin:0;overflow:hidden;border-radius:14px;border:1px solid var(--line);background:var(--deep)}.story-photo img{width:100%;height:100%;object-fit:cover}.story-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 40%,rgba(13,43,38,.7))}.story-photo figcaption{position:absolute;z-index:1;bottom:22px;left:24px;color:#fff;font:600 12px Sora;letter-spacing:.08em;text-transform:uppercase}@media(max-width:700px){.hero-photos{min-height:285px}.hero-photo-main{inset:0 35px 25px 0}.hero-photo-secondary{height:42%;width:48%}.photo-badge{left:12px;padding:9px 11px}.photo-badge strong{font-size:11px}.story-photo{min-height:260px}}
/* Desktop refinement: fuller header and a more commanding hero. */
@media(min-width:901px){
  .nav-inner{max-width:1320px;padding-left:20px;padding-right:20px;gap:34px}
  .brand{min-width:230px}.brand img{width:215px}
  .nav-links{gap:25px}.nav-links a,.nav-parent{font-size:14px}
  .hero{padding-top:122px;padding-bottom:116px}
  .hero-grid{gap:78px}.hero h1{font-size:clamp(50px,5.4vw,78px);max-width:720px}.hero p{font-size:18px;max-width:650px}.hero .actions{margin-top:34px}.hero-photos{min-height:440px}
}
.cta-light{background:var(--mist);color:var(--forest);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.cta-light h2{color:var(--forest)}.cta-light p{color:var(--teal-dark)}
@media(max-width:700px){.hero{padding-top:70px;padding-bottom:70px}.hero h1{font-size:43px}.hero p{font-size:16px}}

/* Readability and compact site-wide gutters. */
@media(min-width:901px){.nav-inner{padding-left:16px;padding-right:16px}}

/* Larger, aligned navigation with hover and keyboard-focus dropdowns. */
.nav-links .btn{font-size:13px}
@media(max-width:700px){.nav-links{white-space:normal}.nav-links .btn{font-size:13px}}

/* Keep the Get Funded label visible on hover and focus. */
.nav-links .btn-primary:hover,.nav-links .btn-primary:focus,.nav-links .btn-primary:focus-visible{color:#fff!important}

.table-wrap{overflow-x:auto}.program-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}.program-table th,.program-table td{padding:15px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.program-table th{background:var(--forest);color:#fff;font:700 12px Montserrat;text-transform:uppercase;letter-spacing:.06em}.program-table td{font-size:14px}.program-table td:first-child{width:34%;font-weight:600;color:var(--forest)}.program-table tr:last-child td{border-bottom:0}

/* Keep the hero Explore Loan Programs label visible on hover and focus. */
.hero .btn-outline:hover,.hero .btn-outline:focus,.hero .btn-outline:focus-visible{background:#fff;color:#000!important;border-color:#fff!important}